Do you have a credit card and didn’t receive the payment slip? Learn what to do if you do not receive your payroll card statement, not to enter revolving credit and always have credit limit available when you need it.
3 tips on what to do if you don’t receive your Payroll Card bill
I didn’t receive the payroll credit card bill, how to pay?
The payroll-deductible credit card has its invoice automatically deducted from the INSS benefit or salary of its holders. However, this amount is limited to 5% of the payable margin, which is calculated based on retirement, pension or monthly salary. If the balance payable within the month is higher then it must be paid by the invoice or payment slip. But the question is always: If the bill is not received, what should I do to pay it?
Good question! Check out now the 3 tips of what to do if you do not receive the ticket.
1 – Contact bank to request barcode
Not receiving your Payroll Card bill does not eliminate your payment. On the contrary, this can make the debt bigger as interest and penalties are charged for late payment. In these cases it is therefore necessary to contact the bank to request the barcode for payment. This order can be placed online or in person, at banks or own stores.
The applicant should have personal information such as the holder’s name and social security number and answer some questions for security reasons. These questions may include your card number, home address, invoice due date, and more. Thus, it is very important that the holder himself makes contact with the banks.
In case of being an account holder of the same bank with the card, the user can reissue the invoice online, without having to contact the Relationship Center. The service is free and access to information is immediate.
2 – Confirm Address Information
It is always valid to check the address to which the invoice is being forwarded (even if no change of address has occurred).
Another option is to check with the issuing bank whether you can receive the invoice electronically by email to ensure you receive it on time. This can help to minimize or reduce future problems.
3 – Make payment with barcode
With the bar code and value in hand, it is possible to pay at self service cash machines, ATMs, lotteries or even through internet banking.
The amount charged may be added to the charges or these amounts may be added to the next month’s invoice. Remember that the barcode is generated for payment on a specific date and has a specific value. If not paid on time, the amount must be renegotiated. Take the opportunity to note the bank numbers and contacts, to request the updated bill if you do not receive the Payroll Card bill.
Proof of payment
Always remember to save the proof of payment. This document is valid as proof that the amount has been settled and therefore in case of any problem simply present the original voucher or a copy of it.
If you receive your month’s bill of payment after its due date, file to avoid making a duplicate payment. Another very important tip is not to be confused about payments, is always check the value of the invoice.
Understand now why pay the invoice if you have had monthly expenses that exceeded the payable margin amount.
Why should you pay the invoice?
One of the most obvious reasons is: keeping bills up to date. An essential caution is to control spending so as not to exceed what is earned within the month.
Paying the full amount of the invoice the holder does not enter the revolving credit, which is the additional limit. The advantage of this is, besides saving money, having a credit limit available when you need it.
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